Terms & Conditions – a45com Casino Rules of Use

1 Acceptance of Terms

By accessing, registering on, or using any part of the a45com platform — including its website, mobile interface, games, promotions, and support services — you ("the User," "you," or "Player") acknowledge that you have read, understood, and agree to be legally bound by these Terms & Conditions ("Terms"), together with the a45com Privacy Policy and Responsible Gaming Policy, all of which are incorporated herein by reference.

If you are accessing a45com on behalf of another person or entity, you represent and warrant that you have the authority to bind that person or entity to these Terms. If you do not have such authority, or if you do not agree with these Terms, you must not access or use the a45com platform.

These Terms apply to all users of a45com, including registered players, visitors, and any other persons who access the platform in any capacity.

2 Eligibility

To register and use a45com, you must satisfy all of the following eligibility requirements at the time of registration and at all times during your use of the platform:

You must be at least 21 years of age. This is the minimum legal age for casino-style gambling in the Philippines as aligned with PAGCOR's responsible gaming guidelines. a45com strictly enforces this requirement and reserves the right to request age verification documents at any time.
You must be a natural person. Corporate entities, trusts, and other non-individual legal persons may not register as players.
You must be legally permitted to participate in online gambling activities under the laws applicable to your jurisdiction of residence.
You must not be a current employee, contractor, director, officer, or agent of a45com, or an immediate family member of any such person.
You must not have been previously excluded or banned from a45com or any affiliated platform.
You must not be acting on behalf of any third party when placing bets or making deposits.

a45com reserves the right to verify your eligibility at any time and to suspend or terminate your account if you are found to be ineligible. Any winnings accrued during a period of ineligibility may be forfeited.

3 Account Registration

To access the full range of a45com services, you must create a registered account. When registering, you agree to provide accurate, current, and complete information as prompted by the registration form. You further agree to maintain and promptly update your account information to keep it accurate, current, and complete at all times.

The following rules apply to all a45com accounts:

One account per person: Each player is permitted to hold only one active account on a45com. The creation of multiple accounts — whether under the same or different identities — is strictly prohibited and will result in the closure of all associated accounts and forfeiture of any balances therein.
Accurate identity information: You must register using your real name, date of birth, and contact details. The use of false, misleading, or third-party identity information is a material breach of these Terms.
Account security: You are solely responsible for maintaining the confidentiality of your username and password. You must not share your login credentials with any other person. a45com will not be liable for any loss or damage arising from unauthorized access to your account resulting from your failure to keep your credentials secure.
Notification of unauthorized access: You must notify a45com immediately if you become aware of any unauthorized use of your account or any other breach of security.
KYC verification: a45com may require you to complete a Know Your Customer (KYC) verification process before processing withdrawals or at any other time deemed necessary. Required documents may include a government-issued photo ID, proof of address, and proof of payment method ownership.

a45com reserves the right to refuse registration or to close any account at its sole discretion, including where it suspects fraud, misrepresentation, or a breach of these Terms.

4 Deposits & Withdrawals

All financial transactions on a45com are conducted in Philippine Peso (PHP / ₱). The following terms govern deposits and withdrawals on the platform:

4.1 Deposits

Deposits may be made via GCash, PayMaya / Maya, bank transfer (BPI, BDO, Metrobank, UnionBank, Landbank, PNB, Security Bank), and debit card.
Credit card deposits are not accepted, in compliance with Philippine regulations governing the funding of gambling accounts.
Cryptocurrency deposits of any kind are not accepted.
Deposits are generally credited to your a45com account instantly or within a few minutes, subject to the processing times of your chosen payment provider.
Minimum and maximum deposit limits apply and are displayed at the time of transaction. These limits may vary by payment method and account verification status.

4.2 Withdrawals

Withdrawals may only be made to a payment method registered in your own name. Third-party withdrawals are strictly prohibited.
Before processing a withdrawal, a45com may require completion of KYC verification and confirmation that all applicable wagering requirements have been met.
GCash and Maya withdrawals are typically processed within five (5) minutes of approval. Bank transfer withdrawals may take one (1) to three (3) business days depending on the receiving bank.
a45com reserves the right to conduct additional security checks before processing any withdrawal, which may extend processing times.
Withdrawal requests may be declined if a45com has reasonable grounds to suspect fraudulent activity, money laundering, or a breach of these Terms.

4.3 General Financial Terms

You may only withdraw funds that represent genuine gaming activity. Depositing funds without genuine play for the purpose of withdrawing constitutes misuse of the platform.
a45com is not a financial institution and does not pay interest on account balances.
Any applicable taxes on winnings are the sole responsibility of the player, in accordance with Philippine tax law.

5 Bonuses & Promotions

a45com offers various bonuses and promotional offers to eligible players from time to time. All bonuses are subject to the following general terms, as well as any specific terms communicated at the time the bonus is offered:

Wagering requirements: All bonuses are subject to wagering requirements, which must be fulfilled before any bonus-derived winnings can be withdrawn. The applicable wagering multiplier will be stated clearly in the promotion's specific terms.
Eligibility: Bonuses are available to eligible registered players only. a45com reserves the right to determine eligibility at its sole discretion. Players who have self-excluded or set deposit limits that conflict with bonus terms may be ineligible.
One bonus per promotion: Unless otherwise stated, each player is entitled to claim each promotional offer once only. Attempting to claim a bonus multiple times through the creation of additional accounts constitutes fraud.
Expiry: Bonuses and free spins expire within the timeframe stated in the relevant promotion. Expired bonuses will be removed from your account without notice.
Abuse: a45com reserves the right to withhold, cancel, or reclaim any bonus where it has reasonable grounds to believe that a player has abused or attempted to abuse a promotional offer. This includes, but is not limited to, low-risk betting strategies designed to circumvent wagering requirements.
Amendments: a45com reserves the right to modify, suspend, or cancel any promotion at any time without prior notice.

6 Game Rules & Fair Play

All games available on the a45com platform operate using certified Random Number Generator (RNG) technology or, in the case of live dealer games, are conducted by trained dealers under controlled conditions. The following terms apply to all gameplay on a45com:

Each game on a45com has its own specific rules, which are accessible within the game interface. Players are responsible for familiarizing themselves with the rules of any game before placing bets.
The Return to Player (RTP) percentage for each game is published transparently and represents the theoretical long-term payout rate. RTP figures do not guarantee individual session outcomes.
In the event of a technical malfunction or disconnection during gameplay, a45com will make reasonable efforts to resolve the issue fairly. However, a45com cannot be held liable for losses resulting from technical failures beyond its reasonable control.
Game results are final once confirmed by the a45com system. Disputes regarding game outcomes must be submitted to a45com support within seven (7) days of the relevant game session.
a45com reserves the right to void bets or game rounds where it has evidence of technical error, data corruption, or manipulation.

7 Prohibited Conduct

The following conduct is strictly prohibited on the a45com platform. Engaging in any prohibited conduct may result in immediate account suspension or termination, forfeiture of account balances, and referral to relevant law enforcement authorities:

Registering more than one account, or registering on behalf of another person without their explicit consent.
Providing false, inaccurate, or misleading information during registration or at any other time.
Using automated software, bots, scripts, or any other artificial means to interact with the a45com platform or its games.
Colluding with other players to gain an unfair advantage in any game.
Engaging in any form of cheating, fraud, or manipulation of game outcomes.
Using the a45com platform for any money laundering activity or in connection with any criminal enterprise.
Exploiting software bugs, errors, or vulnerabilities. Any such discovery must be reported to a45com support immediately.
Engaging in abusive, threatening, or harassing behavior toward a45com staff or other players.
Accessing the a45com platform from a jurisdiction where online gambling is prohibited by law.

8 Responsible Gaming

a45com is committed to promoting responsible gaming and takes its obligations in this area seriously. The platform provides a range of tools to help players manage their gaming activity:

Deposit limits: Players may set daily, weekly, or monthly deposit limits through their account settings. Once set, limits take effect immediately and can only be increased after a mandatory cooling-off period.
Session time limits: Players may set limits on the duration of individual gaming sessions.
Self-exclusion: Players who feel they need a break from gaming may request a self-exclusion period of between one (1) month and five (5) years. During a self-exclusion period, the player's account will be suspended and they will not be permitted to register a new account.
Reality checks: Players may enable periodic on-screen reminders of the time elapsed during a gaming session.
Account closure: Players may request permanent account closure at any time by contacting a45com support.

a45com strictly enforces the 21+ age requirement. If a45com has reason to believe that a player is under 21 years of age, the account will be suspended immediately pending age verification. Any winnings accrued by an underage player will be forfeited.

For support with problem gambling, players are encouraged to visit the a45com Responsible Gaming page for resources and guidance.

Gambling is addictive. Know when to stop.

9 Intellectual Property

All content on the a45com platform — including but not limited to text, graphics, logos, game assets, software, user interface designs, and promotional materials — is the property of a45com or its licensors and is protected by applicable intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the a45com platform for personal, non-commercial gaming purposes only.
You may not copy, reproduce, distribute, modify, create derivative works from, publicly display, or exploit any content from the a45com platform without prior written consent from a45com.
The a45com name, logo, and all related marks are trademarks of a45com. Unauthorized use of these marks is strictly prohibited.

10 Limitation of Liability

To the fullest extent permitted by applicable law, a45com, its directors, officers, employees, agents, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the a45com platform, including but not limited to:

Loss of winnings or profits resulting from technical malfunctions, service interruptions, or force majeure events.
Unauthorized access to your account resulting from your failure to maintain the security of your credentials.
Any reliance placed on information or content published on the a45com platform.
Delays in deposit crediting or withdrawal processing caused by third-party payment providers.

a45com's total aggregate liability to any player in connection with these Terms shall not exceed the total amount deposited by that player in the thirty (30) days preceding the event giving rise to the claim.

Nothing in these Terms shall limit or exclude a45com's liability for fraud, gross negligence, or any other liability that cannot be excluded or limited under applicable Philippine law.

11 Privacy & Data

a45com collects, processes, and stores personal data in accordance with its Privacy Policy, which is incorporated into these Terms by reference. By registering on a45com, you consent to the collection and processing of your personal data as described in the Privacy Policy.

Key points regarding data handling on a45com include:

Personal data is collected for the purposes of account management, KYC verification, fraud prevention, and regulatory compliance.
a45com implements industry-standard security measures to protect your personal data from unauthorized access, disclosure, or loss.
a45com does not sell your personal data to third parties. Data may be shared with payment processors, KYC verification providers, and regulatory authorities where required by law.
You have the right to request access to, correction of, or deletion of your personal data, subject to applicable legal and regulatory retention requirements.

For full details on how a45com handles your personal information, please review the a45com Privacy Policy.

12 Amendments to These Terms

a45com reserves the right to amend, update, or replace these Terms & Conditions at any time. When material changes are made, a45com will notify registered players via the email address associated with their account and/or by displaying a prominent notice on the platform.

Your continued use of the a45com platform following the effective date of any amended Terms constitutes your acceptance of those changes. If you do not agree with the amended Terms, you must cease using the platform and may request account closure by contacting a45com support.

It is your responsibility to review these Terms periodically to stay informed of any updates. The date of the most recent revision is displayed at the top of this page.

13 Governing Law & Dispute Resolution

These Terms & Conditions shall be governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to its conflict of law provisions.

In the event of any dispute arising out of or in connection with these Terms or your use of the a45com platform, the parties agree to first attempt to resolve the dispute through good-faith negotiation. If the dispute cannot be resolved through negotiation within thirty (30) days, it shall be submitted to the appropriate courts of the Philippines, which shall have exclusive jurisdiction.

For disputes relating specifically to game outcomes or account transactions, players must first exhaust a45com's internal dispute resolution process by submitting a formal complaint to a45com support before pursuing any external remedy.

14 Contact Information

If you have any questions, concerns, or complaints regarding these Terms & Conditions, please contact the a45com support team. Our support staff are available 24 hours a day, 7 days a week.

You may reach us through the following channel:

Email: [email protected]
Live Chat: Available directly through the a45com platform after logging in to your account.

When submitting a complaint or inquiry, please include your registered username, a clear description of the issue, and any relevant supporting information. a45com aims to acknowledge all formal complaints within 24 hours and to provide a full response within five (5) business days.

a45com Terms & Conditions

What These Terms Cover

Eligibility & Registration

Deposits & Withdrawals

Bonuses & Promotions

Account Security

Responsible Gaming

Prohibited Conduct

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